California Low-Cost Auto Insurance Program and California Auto Assigned Risk Plan
Auto Insurance doesn't have to break the bank. Elite Insurance Agency is here to assist you in signing up for these state-sponsored programs.
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What is the CLCA?
CLCA is a State of California Auto Insurance Program that offers great rates for qualified drivers.
Basic Liability Coverage (10K/20K/3K)
Annual Premiums Range from $281-$586
Low-Income Drivers (SNAP/Medi-Cal/Medi-Caid/SSI/EDD)
New Drivers
Who Qualifies for CLCA?
Meet Income eligibility guidelines (go to mylowcostauto.com to check your eligibility, based on household size)
Own a vehicle valued at $25,000 or less
Have a good driving record OR are a new driver
What is CAARP?
CAARP is a State of California Auto Insurance Plan that was created to provide auto insurance coverage to "high-risk" drivers.
Insures drivers who cannot bind auto coverage in the voluntary market.
Insures drivers who have 1 or more Felony or Misdemeanor Violations (s) on their motor vehicle record.
Insures driver who have been dropped from their auto insurance company due to point(s) on their motor vehicle record.
Enrolling Requirements
Valid California Driver's Licence
Current Vehicle Registration
Initial Deposit for Payment or Payment In Full
One of the following Documents
EBT/SNAP
SSI
Medi-Cal/Medi-Caid
EDD/Benefit Letter
Tax Return Form(s)
Payroll Stub
Other Approved Docs (contact for full list)
